Christmas is sneaking up quick and if you’re like me, you’re probably not mentally prepared. This can be a tough time to stay on track with your budget.  Not only are there tons of gifts to buy, but you might be travelling for the holiday season so you’ll be purchasing plane tickets, petrol and food.  These costs can quickly add up and disrupt your financial goals. However, the festive season shouldn’t be stressful but a time to enjoy with your...